The skyrocketing prices of roof repair and replacement these days are the core reason why a roof warranty is more important than ever. However, it’s not uncommon to get tricked by a flashy, long-term warranty! Typically these warranties offer nothing more than false hope. The reality is that roof replacement warranties can be complicated and misleading. But with the right guidance, you will understand how to avoid being tricked into buying an expensive one for your home or business without true coverage. This article will answer questions about roofing warranties to help you understand what they are, how they work, and how to protect them from being voided.
What is a Roof Warranty?
A roofing warranty is a contract in which the company agrees to repair or replace your shingles, tiles, siding, or other parts of your home’s exterior if they are damaged by something that is entitled to a warranty claim.
Types Of Roof Warranty:
Homeowners should be aware that there are many misconceptions about roofing warranties. Don’t get caught in the mix-ups with manufacturer warranties and contractor warranties because each one is different, but it’s critical to know which you’re covered by so that your coverage remains intact. Basically, there are three types of shingle and roof warranty that we are going to discuss briefly below.
Basic Roof Warranty By The Manufacturer:
The basic shingle or roof warranty comes from the manufacturer of the shingles or roof. This warranty includes covering the roof manufacturing defects only. The most common manufacturer warranties last between 30 to 50 years and even longer in some cases. In between these, there are also limited warranties that last for up to 20 years. The manufacturer will repair or replace the roof or shingles when it’s damaged due to manufacturing defects. There are many other things that you should know such as.
- The manufacturer will cover only the cost of replacing or repairing defective roof shingles. There is no coverage for labor, installation materials, and any other repairs not related to manufacturing defects on the roof shingles themselves.
- Most for the first few years the manufacturer offers a complete replacement and sometimes also includes the installation labor cost too. But after a certain time period, a prorated coverage is offered which means that the manufacturer will cover a percentage of the roof shingles that need to be replaced.
- The warranty also does not cover damage caused by leaks and other weather-related issues or maintenance problems such as improper installation, settling, cracks in walls, etc.
Workmanship Roof Warranty By The Contractor:
The basic contractor warranty is provided by a company that sells, installs, and repairs roofs for a living This type of warranty doesn’t include covering any aspects related to the manufacturing defects of the shingles or roof. This type of warranty is not as common and often lasts for up to 10 years. The company will repair any damage that’s caused by due to faulty work done by the contractor, but won’t cover problems with the shingles or roof materials. The contractor will come out and fix any defects due to improper installation of shingles or any other roof element. The Contractor’s roof warranty differs from a manufacturer’s warranty and not every contractor warranty is created equal. There are certain things that you can do to ensure that you are well aware of what you’re getting into.
- Ask for an explanation of what the contractor means by “Lifetime Roof Warranty” as there are different types of warranties with different meanings. -Pay attention to when the warranty begins and ends, and other factors that may limit the applicability of the warranty.
- Always request a written copy of the warranty and ask questions if you don’t understand anything about it before signing or handing over any payment information.
- Ask the contractor whether their warranty covers the material used in the installation or only the workmanship and it is always recommended to do a little bit of research on how the company handles warranties in the event that something does go wrong.
- Ask them what costs are not covered by the warranty -This is usually anything from damages to adjacent structures caused by leaks or any labor charges including for installation and repairs.
- Read over your contract thoroughly before signing it and make sure you understand everything
Comprehensive Roof Warranty:
The comprehensive manufacturer warranty is offered by a company that makes and sells roofs in addition to providing repairs for their own products. The good thing about this type of warranty is that it covers all aspects related to defective workmanship such as installation, faulty materials, etc., plus any aspect related to manufacturing defects of the shingle/roof.
This type of warranty lasts from 15 years up to 50 years depending on who you purchase from. This type of warranty can be purchased for an additional cost. The greatest benefit of this warranty is that it might also include coverage for supporting structural components of the roof such as Ice and water barriers, Underlayment and more.
One of the most important things for homeowners to understand about shingle or roof warranties is that they are meant to protect you against manufacturing defects and workmanship issues. They cannot cover regular wear and tear because these types of problems happen over time from everyday use, not just a single event like an installation problem.
How To Protect Your Roof Warranty?
The best way to protect your roof warranty is by performing regular maintenance on your shingles and roof. Regularly check the condition of your shingles at least once a year, because this will help you spot any potential issues before they become too large to repair or replace. Clean off any debris from the top of them when it accumulates in order to maintain good ventilation for moisture protection. And be especially vigilant after storms as that’s when water damage can happen most easily.
If you have a contractor warranty its crucial to always contact with them for any future repairs and replacements because in most warranty terms and condition there is a clause that if any other company works on your home and messes it up the contractor warranty may not cover that or altogether the contractor warranty will be voided.
If you have a general manufacturer’s warranty, contact them for any needed repairs or replacements in order to make sure you are getting what is owed to you under their terms of service!
Also make sure that you read any fine print in your contract as many of them will specify what types of damage aren’t covered such as hail, fire or theft and dont forget to register your warranty with the manufacturer as with out it the warranty will not be active. The process can be different for comprehensive warranties because the licensed contractor first provide the warranty for its work and then register it with the manufacturer.When registering your roof warranty make sure the entire process is completed within 90 days of installation.
Things You Must Know About Shingle/ Roof Warranties
The Truth About Life Time Warranties:
A lifetime roofing warranty is typically a limited-term warrant that lasts for 20 to 30 years with some manufacturers offering up to 100 year warranties on specific products like metal roofs which are incredibly durable. A Roof Warranty protects you from having to pay in full if your shingle/roof system should fail before its projected lifespan expires. However life time warranty in most cases is valid if the house remains in the name of the original buyer.
Can I Transfer Roof Warranties?
Not usually, but it depends on what type of roof warranty you own. Sometimes for an added fee, you can transfer your roof warranty from one owner to another. It’s important to know how the company defines a “transfer.
What is a prorated warranty?
A prorated warranty is a type of extended warranty that calculates the value going down over time will pay for the percentage of work completed. It usually begins with non-proration period before becoming prorated.
What damages are not covered under a roof warranty?
Any damages that are not related to the shingles or roof membrane are not usually covered. This includes consequential damages to the home or the contents of the home. The damages due to installation of heavy equipment like dish antennas, or damages due to wind, hail or storm damage.
Are damages due to winds and perils covered ?
Damages related to winds, rain, hail and other perils are usually not covered. For that homeowner must buy a home insurance policy with roof coverage.
Protection is a key component in all aspects of our lives. It’s important for us to do what-ever necessary in order to ensure safety and security. Just like how your roof protects you, so too must you take steps which protect your warranty and firstly get the one that offers maximum coverage. A roof warranty can be considered as an insurance plan for your roof therefore comes with complex clauses but with a little knowledge and research, homeowners can save a lot of money. Paying attention to your roofing warranty terms and conditions is vital ensure that you understand every bit of it . Read through all of them and make sure to ask questions before signing anything.
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